Tim - Chris Knott
STDrivers Insurance Specialist
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In response to ST220Paul
It only affects new customers.
Kind regards
Tim
Chris Knott Insurance
Official ST Drivers.co.uk insurance scheme
QUOTE REF 793 WHEN RINGING US
0800 917 2274 or 01424 200477
www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50 |
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 ST220Paul
Flat out!
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In response to Tim - Chris Knott
Ah well, will see what you guys want from me come renewal time. Who knows, you might be the first insurer to get my custom 2 years running.
54 plate ST220
Milltek cat-back system
ASBO brakes
My Garage
Bodywork reapired, now just to figure out what\'s causing the brake judder! |
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deano 2
Trundling along
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In response to ST220Paul
Got renewal today and it\'s gone up from £32pcm to £54pcm and as I\'m already a customer why do I still have to pay a £15 admin charge
Not good so far
LIFE ONLY MATTERS WHEN YOU HAVE A STD-iesel
06 MONDEO ST TDCI IN SEA GRAY ![""]("/forum/images/smilies/driving.gif")
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Tim - Chris Knott
STDrivers Insurance Specialist
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In response to deano 2
Don\'t forget you paid a deposit last year and you don\'t this!
The admin fees are standard but are under the market norm.
Kind regards
Tim
Chris Knott Insurance
Official ST Drivers.co.uk insurance scheme
QUOTE REF 793 WHEN RINGING US
0800 917 2274 or 01424 200477
www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50 |
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Tim - Chris Knott
STDrivers Insurance Specialist
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In response to Tim - Chris Knott
I just thought I’d try and explain a little more about the insurer’s decision to amend the criteria for our insurance scheme. Please believe me when I say that we would love to insure everybody and I’ve enjoyed reading people’s feedback when they talk of our prices, customer service, claims handling, etc. However, the insurers have been hit hard this year and when trying to find out why, they have discovered that, in general, there are certain elements which are causing the problems. Hence the reason to only accept modifications with cosmetic changes and modded bhp increases of no more than 20bhp.
Also people must have at least 1 year\'s NCB – no introductory discounts are allowed, no more than 1 SP/PC/PL conviction offence per driver and minimum premiums are £250 for Comprehensive & £200 for TPFT cover.
It seems that people outside of this criteria are losing money big-time for the insurers though of course this is a generalisation as they understand not everyone claims in these ‘areas’. It’s just that once bitten, twice shy.
It only affects new customers btw.
May I reiterate that it’s not us who have made this decision but the insurers. Let me point you to this article which tends to sum up the market at the moment - http://news.sky.com/skynews/Home/Business/Car-Insu...
Kind regards
Tim
Chris Knott Insurance
Official ST Drivers.co.uk insurance scheme
QUOTE REF 793 WHEN RINGING US
0800 917 2274 or 01424 200477
www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50 |
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 GingerTom
No dogs allowed !
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In response to Tim - Chris Knott
The sad thing is Tim that the insurers have tried to put all the blame on uninsured drivers and cash for crash scams etc etc when it is now becoming clear that a lot of it (but not all) is due to bad business decisions and poor investment returns.
When profits dip the underwriters tend to start to cherry pick. Not your fault of course but everyone is paying the price.
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